B.B.M Mangalore University-BANKING THEORY AND PRACTICE

BM-252: BANKING THEORY AND PRACTICE
Objective: To provide basic knowledge about the working of the banking and financial system of the country.
UNIT I
Commercial banking - meaning. nature. types. systems and functions of commercial banks in India. balance sheet of a bank. portfolio management in banks. credit creation. new trends in commercial banking. merchant banking. social responsibility of commercial banks. risk management-risk perception . management & mitigation changing role of commercial banks as service providers. 12 hrs.
UNIT II
Central banking- Nature functions. credit control methods - RBI and its monetary policy - Role of RBI 12 hrs.
UNIT III
Financial markets - Money and capital markets - constituent5. - features - defects instruments - development banks, SBI. RRB. EXM bank. NAMBARD. organization. functions and performance: NBFI banking sector reforms, foreign banks, private banks.
12 hrs.
UN
IT IV
Ba
nker and Customer - Relationship- general and special paying banker. collecting banker. Ancillary services of a banker. E-banking. 12 hrs.
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To
tal 48 hrs.
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BOOKS FOR STUDY
1. Theory and practice of banking - SN Maheshwari and RR Paul
2. Banking law and practice - SN Maheshwari
3. Banking law and practice - PN Varshney
4. Banking theory and practice - Sundaram and Varshne
5. Banking Theory and practice - Reddy and Apannaiah
6. Banking theory and practice - Chabra TN
BOOKS FOR REFERENCE:
1. Banking law and Practice in India - Tannan
2. Changing Profile of Indian Banking - Sushil J Lalwani
3. Merchant Banking - Machiraju
4. Indian financial system - Khan and Jain
5. Money Banking and Foreign Trade - Mithani DM
6. Money Banking International Trade - Ne Thi Somashekar
and public finance
7. Principles of Banking - H.C. Agarwal